{"product_id":"financial-technology-introduction","title":"Financial Technology: A Comprehensive Introduction","description":"\u003ch3\u003e\u003cstrong\u003eAuthor: Abdullah Al Mamoon\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eISBN:\u003c\/strong\u003e 9781041306986\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePublished:\u003c\/strong\u003e September 10, 2026\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Hardcover\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eLanguage:\u003c\/strong\u003e English\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePublisher:\u003c\/strong\u003e Routledge\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eDescription\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eThis textbook surveys how financial technology is changing financial transactions, the operations of financial institutions and the structure of global finance. It traces the history of FinTech and its influence on banks, insurers, investment houses and central banks, and then moves through crypto-assets, algorithmic trading, decentralised finance, artificial intelligence, RegTech, digital payments and central bank digital currencies. Each chapter combines theory with practical insight, and closes with learning objectives, case studies and discussion questions. It is written for students, professionals, policymakers and investors who need a structured entry into FinTech.\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eKey Features\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eLearning objectives, practical case studies and discussion questions in every chapter, ready for course design and self-study.\u003cbr\u003e35 chapters in five parts, from foundations and institutions to markets, technologies and future frontiers.\u003cbr\u003eDedicated chapters on open banking, digital lending, payments and remittances, blockchain, AI and machine learning, RegTech and cybersecurity.\u003cbr\u003eForward-looking coverage of embedded finance, quantum finance, Web3 and the metaverse, and FinTech in emerging economies and geopolitics.\u003cbr\u003eA closing set of multiple-choice questions and answers, plus 45 illustrations across 468 pages.\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eCoverage\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003ePart 1 covers the foundations and evolution of FinTech, including the ecosystem, financial inclusion, globalisation, fraud and financial crime, and risk, governance and ethics. Part 2 examines institutions: banking, investment banking and brokerage, insurance and InsurTech, and central banks with digital currencies. Part 3 looks at market innovation across capital markets, commodities and derivatives, money markets, foreign exchange and market infrastructure. Part 4 addresses the enabling technologies, including open banking, digital lending, payments, WealthTech, blockchain and cryptocurrency, AI, RegTech, data analytics, machine learning and cybersecurity. Part 5 turns to geopolitics, emerging economies, embedded finance, sustainable and ethical finance, quantum finance, Web3 and a human-centric view of the road ahead. Readers can apply this material to building FinTech modules in finance and banking programmes, assessing digital transformation options for banks and insurers, and scoping RegTech and compliance projects.\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eAbout the Authors\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eAbdullah Al Mamoon\u003c\/strong\u003e is an academic, researcher and author in banking and finance with more than 20 years of professional and academic experience. His research covers financial economics, global capital allocation and digital finance. He is a Certified Practising Accountant (CPA), holds a PhD in International Finance and Banking, and is a Fellow of the Higher Education Academy.\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eTable of Contents\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eIntroduction\u003cbr\u003e\u003cstrong\u003ePart 1: Foundations and Evolution of Technology in Finance and Banking\u003c\/strong\u003e\u003cbr\u003e1. History and Evolution of Financial Technology (FinTech)\u003cbr\u003e2. The FinTech Ecosystem and Network Architecture\u003cbr\u003e3. Financial Inclusion and Digital Transformation\u003cbr\u003e4. FinTech and Globalisation: Reshaping Global Economics, Finance, and Banking\u003cbr\u003e5. Fraud, Identity, and Financial Crime Evolving with FinTech\u003cbr\u003e6. FinTech: Risk, Governance, and Ethical Challenges\u003cbr\u003e\u003cstrong\u003ePart 2: The Institutions and Financial Technology\u003c\/strong\u003e\u003cbr\u003e7. The Development of Technology and Financial Institutions\u003cbr\u003e8. The Digital Transformation of Banking: Integrating Traditional Functions with Financial Technology\u003cbr\u003e9. Investment Banking and Brokerage\u003cbr\u003e10. Insurance and Financial Technology (InsurTech)\u003cbr\u003e11. Central Banks, Monetary Policy, and Digital Currencies\u003cbr\u003e\u003cstrong\u003ePart 3: Market and Digital Innovation\u003c\/strong\u003e\u003cbr\u003e12. Digital Innovation in the Financial Market\u003cbr\u003e13. Capital Markets and Financial Technology\u003cbr\u003e14. Technology in Commodities and Derivatives Markets\u003cbr\u003e15. Money Market and Financial Technology\u003cbr\u003e16. Foreign Exchange (Forex) Market and Financial Technology\u003cbr\u003e17. Capital Market Infrastructure, Regulation, and Financial Technology\u003cbr\u003e\u003cstrong\u003ePart 4: Technology and Innovation in Finance and Banking\u003c\/strong\u003e\u003cbr\u003e18. Money and Financial Technology\u003cbr\u003e19. Open Banking and the API Economy\u003cbr\u003e20. Digital Lending and Credit Innovation\u003cbr\u003e21. Payment, Remittances, and Digital Settlement\u003cbr\u003e22. Wealth Management and Financial Technology (WealthTech)\u003cbr\u003e23. Blockchain and Cryptocurrency\u003cbr\u003e24. Artificial Intelligence (AI) in Finance and Banking\u003cbr\u003e25. Technology in Regulation (RegTech) and Compliance Innovation\u003cbr\u003e26. Data Analytics in Banking and Finance\u003cbr\u003e27. Machine Learning in Banking and Finance\u003cbr\u003e28. Cybersecurity and Digital Resilience\u003cbr\u003e\u003cstrong\u003ePart 5: Future Trends, Sustainability, and Frontiers\u003c\/strong\u003e\u003cbr\u003e29. FinTech and Geopolitics\u003cbr\u003e30. FinTech in Emerging Economies\u003cbr\u003e31. Embedded Finance\u003cbr\u003e32. Sustainable and Ethical Finance\u003cbr\u003e33. Quantum Finance\u003cbr\u003e34. Metaverse and Web3 Finance\u003cbr\u003e35. The Road Ahead: Human-Centric and Inclusive FinTech\u003cbr\u003eMultiple-Choice Questions and Answers\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eWhy buy this book?\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eFinTech now touches retail banking, capital markets, insurance, payments and central bank policy at once, yet few titles cover the whole field in a teachable structure. This volume gives lecturers a ready course architecture with built-in case studies and questions, and gives practitioners and policymakers a single reference that links technology, regulation and risk. It suits university libraries supporting finance, banking, economics and technology programmes.\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eKeywords\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eFinancial technology, FinTech, digital banking, blockchain, cryptocurrency, central bank digital currencies, artificial intelligence in finance, RegTech, open banking, digital payments, embedded finance\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eTarget Audience\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eFinance students, academics, accounting and finance professionals, investors and financial analysts, policy makers, university libraries\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eGenre\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003eFinancial Technology, Blockchain and Cryptocurrency, International Finance\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003eQ\u0026amp;A\u003c\/strong\u003e\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eWhat topics does an introduction to financial technology typically cover?\u003c\/strong\u003e\u003cbr\u003eThis book spans the history of FinTech, the ecosystem, banking, insurance, capital markets, payments, blockchain, AI, RegTech, cybersecurity and emerging frontiers such as embedded finance and quantum finance.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eHow are central banks and digital currencies treated in the book?\u003c\/strong\u003e\u003cbr\u003eA dedicated chapter covers central banks, monetary policy and digital currencies, alongside chapters on money and financial technology and on payments and digital settlement.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eDoes the book address regulation and risk in FinTech?\u003c\/strong\u003e\u003cbr\u003eYes. It includes chapters on risk, governance and ethical challenges, fraud and financial crime, RegTech and compliance innovation, and cybersecurity and digital resilience.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIs it suitable for teaching?\u003c\/strong\u003e\u003cbr\u003eEach chapter includes learning objectives, case studies and discussion questions, and the book ends with multiple-choice questions and answers, which supports course design.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWho should read this book?\u003c\/strong\u003e\u003cbr\u003eFinance and banking students and lecturers, accounting and finance professionals, investors and financial analysts, and policy makers working on digital finance.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhere can I buy Financial Technology: A Comprehensive Introduction?\u003c\/strong\u003e\u003cbr\u003eYou can order it directly from CLNZ Books, with worldwide shipping included in the price.\u003c\/p\u003e\u003ch3\u003e\u003cstrong\u003e📘 Learn more about shipping, delivery times, and returns, see our \u003ca href=\"https:\/\/clnzbooks.com\/pages\/faq-frequently-asked-questions\" style=\"color:#8B0000; text-decoration:underline; font-weight:bold;\"\u003eFAQ here\u003c\/a\u003e\u003c\/strong\u003e\u003c\/h3\u003e\u003ch3\u003e\u003cstrong\u003e📦 New to ordering with us? 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