Banking in the Shadow of Cryptocurrencies: A Roadmap for Financial Institutions

Bronson Mutanda, Bomi Nomlala, Admire Mthombeni (Editors)

ISBN: 9783032201355

Published: July 2026

Format: Hardcover

Language: English

Publisher: Springer International

Description

This book offers an in-depth exploration of banking in the era of cryptocurrencies, examining the financial security challenges traditional banks face as crypto adoption grows. It analyses the dual-edged nature of cryptocurrencies for banking institutions — the disruption they cause to the traditional financial system, and the efficiency gains, cost reductions, new revenue streams, and business models they can unlock for banks that adapt.

Key Features

• Serves as a practical roadmap for traditional financial institutions navigating the crypto market, not just a theoretical survey
• Gives policymakers a framework for developing effective regulation to help banks survive and compete in a crypto-influenced landscape
• Includes dedicated chapters on blockchain adoption and strategic pathways specific to African and Global South banking markets
• Covers workforce and human resources strategy for building crypto-ready banking teams
• Addresses security risk mitigation and risk/compliance management for cryptocurrency-integrated institutions

Coverage

The book runs from the foundations of the token economy and cryptonomics through strategic opportunities for traditional banks, CBDCs and the future payments landscape, and the impact of cryptocurrencies on global trade finance and supply chain banking. Regional chapters focus on blockchain adoption in Sub-Saharan Africa and Zimbabwean banking specifically, alongside chapters on security risk, compliance management, DeFi and derivative contracts, banking products for women entrepreneurs, and the systemic fragility risks of decentralised volatility.

About the Editors

Dr. Bronson Mutanda is a Lecturer in the Department of Applied Business Sciences at Manicaland State University of Applied Sciences and a Researcher at the University of KwaZulu-Natal, South Africa. His co-editors, Bomi Nomlala and Admire Mthombeni, bring further banking and financial-institutions research expertise from the Southern African academic and policy community that anchors much of the book's regional analysis.

Why buy this book?

Most crypto-and-banking titles are written from a US or European vantage point. This one is different: it's built specifically around the strategic and regulatory questions facing traditional banks and policymakers in emerging and Global South markets — where crypto adoption pressure is often highest and institutional readiness is often lowest — while still giving any financial institution a practical roadmap for adapting rather than just reacting.

Keywords

banking and cryptocurrency, blockchain adoption, central bank digital currencies, DeFi, financial security, crypto regulation, fintech strategy, digital banking transformation, cryptocurrency risk management, African banking

Target Audience

Academics, practitioners, and policymakers working on banking strategy, financial regulation, and cryptocurrency's impact on traditional financial institutions

Genre

Blockchain and Cryptocurrency, Financial Technology, International Business

Q&A

Q: Is this book for banks trying to compete with crypto, or banks trying to adopt it?
A: Both. It maps the disruption cryptocurrencies cause to traditional banking and the opportunities they open up, then gives a practical roadmap for banks to adapt, mitigate risk, and capitalise on new revenue models.

Q: Does this book cover regions outside the US and Europe?
A: Yes — it has dedicated chapters on blockchain adoption and banking strategy in Sub-Saharan Africa and Zimbabwe specifically, alongside its broader global analysis.

Q: Does it address regulatory policy, not just bank strategy?
A: Yes. It gives policymakers a framework for developing effective crypto regulation that helps traditional financial institutions survive and compete, alongside the bank-facing strategic content.

Q: Does it cover risk and compliance, or just strategy?
A: It covers both — dedicated chapters address security risk mitigation and risk/compliance management specifically for cryptocurrency-integrated institutions.

Q: Where can I buy Banking in the Shadow of Cryptocurrencies?
A: Directly from CLNZ Books, with worldwide shipping and institutional invoicing available.

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